Business
From the checking account that’s best for your company to the business loans and financing to keep your business growing, Bank of the Ozarks is All the Bank You Need.
Checking Accounts
We have the business checking solutions that will help you get the most out of your business. Our experienced professionals can help you choose the business account that best fits your needs. Visit any of our convenient branches to open a business account and find out more.
All Bank of the Ozarks business checking accounts come with free online banking, so you can access your business account whenever you want. Plus, our state-of-the-art Cash Management services are available with any business account. Cash Management tools can help you manage and improve your business’ cash flow. We also offer these other value added services with each Business Checking Account:
- Free Bank of the Ozarks Visa Business Credit Card
- Free Bank of the Ozarks Visa Business Check Card
- Free Online Banking
- Free Online Bill Pay**
- Merchant Processing with next day funds availability
Choose the Checking or Money Market account that best fits your business
| Free Small Business Checking | Best for businesses with light transaction volumes or start-up businesses. | |
| Growth Business Checking | A smart solution for growing businesses that have higher transaction volumes and maintain larger balances. This account comes with free unlimited online bill pay. | |
| Business Analysis Checking | Perfect for businesses with heavy transaction activity and that are ready for powerful Cash Management services. | |
| Interest Plus Checking | Ideal for sole proprietors and non-profit organizations who qualify to earn interest. | |
| Money Market Plus for Business | ||
| Money Market Gold for Business | ||
Free Small Business Checking
This is a great account if your business is just starting out or if your transaction volume is below 250 items.
| Minimum Opening Balance | $100 |
|---|---|
| Minimum Balance | None |
| Monthly Service Charge | None |
| Interest | This account does not earn interest |
| Statements | Check image statements for easy record keeping |
| Account Benefits |
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Growth Business Checking
Choose this account if your business has transaction volumes between 250 and 500 items.
| Minimum Opening Balance | $100 |
|---|---|
| Minimum Balance | $15,000 average collected daily balance for the statement cycle to avoid fee |
| Monthly Service Charge | $20 if below average collected daily balance for the monthly statement cycle |
| Interest | This account does not earn interest |
| Statements | Check image statements for easy record keeping |
| Account Benefits |
|
Business Analysis Checking
Choose this account if your business has heavy transaction activity. Higher balances work to offset fees.
| Minimum Opening Balance | $100 |
|---|---|
| Minimum Balance | No minimum balance required |
| Monthly Service Charge |
$9 maintenance fee $0.07 for electronic debits and credits $0.08 per deposited item $0.10 for checks and deposits |
| Interest | This account does not earn interest |
| Statements | Check image statements for easy record keeping |
| Account Benefits |
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Interest Plus (for Sole Proprietors & Non-Profits)
Choose this account if you’re a sole proprietor or non-profit organization who qualifies to earn interest.
| Minimum Opening Balance | $100 |
|---|---|
| Minimum Balance | $2,500 average collected daily balance for the statement cycle to avoid fee |
| Monthly Service Charge | $12 if below average collected daily balance for the monthly statement cycle |
| Interest | This account earns interest on entire collected balance |
| Statements | Check image statements for easy record keeping |
| Account Benefits |
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Money Market Plus for Business
| Minimum Opening Balance | $1,000 |
|---|---|
| Minimum Balance | $1,000 |
| Monthly Service Charge | $10 monthly service charge if below the minimum balance any day of the statement period |
| Interest | Interest earned on entire collected balance |
| Statements | Check image statements for easy record keeping |
| Account Benefits |
|
Money Market Gold for Business
| Minimum Opening Balance | $10,000 |
|---|---|
| Minimum Balance | $10,000 |
| Monthly Service Charge | $10 monthly service charge if below the minimum balance any day of the statement period |
| Interest | Interest earned on entire collected balance |
| Statements | Check image statements for easy record keeping |
| Account Benefits |
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*Combined items include deposits, deposited items, checks & electronic items; $.50 fee applies per item in excess of amount allowed per statement cycle (250 for Free Small Business Checking and Interest Plus, 500 for Growth Business Checking).
**For Free Small Business and Interest Plus checking there is no fee up to 15 payments per statement cycle; payments in excess of 15 are $.50 each. Growth Business Checking includes free unlimited online bill pay. Business Analysis accounts do not include free online bill pay.
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